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CFHD Frequently Asked Questions
What is the CFHD ?
The Canadian Forces Housing Differential (CFHD) is a taxable monthly housing benefit for eligible Canadian Armed Forces members. Published rates vary by place of duty and CFHD pay level. Your actual entitlement depends on your circumstances and the applicable CAF policy.
How do I find my CFHD pay level?
Use the official CFHD pay-level tables. Regular Force and Class C Reserve members use the monthly pay table; Class B Reserve members use the daily pay table. Use your applicable rate of pay, rather than take-home pay or rank alone. Find your CFHD pay level
How do I find CFHD rates for my posting destination?
Find your place of duty in the official rate table, then match it with your CFHD pay level. The current rates took effect July 1, 2026*. It's a good idea to confirm your eligibility with your Orderly Room before including CFHD in your housing budget. View official 2026 CFHD rates by location.
Can I receive CFHD if I rent or own my home?
Potentially. Eligible members paying qualifying rent or mortgage costs may receive CFHD. Owning or renting a home does not automatically establish eligibility. Before deciding whether to rent or buy, consider your posting timeline, total housing costs and confirmed entitlement. Read the CFHD eligibility rules — CBI 205.453
How do I apply for CFHD ?
CFHD is not paid automatically. Eligible members can apply using form DND 4899, available only on DWAN. Contact your Orderly Room for help applying and to confirm what needs updating when you relocate.
Credit public source: DND CFHD amounts as of July 1st 2026. Not affiliated with DND or Gov of Canada.
Plan Your Military Move
Checked your CFHD rates? Prepare for your HHT, explore relocatin benefits and connect with an IRP-approved REALTOR® who understands a COS.
