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Canadian Forces Housing Differentional 2025
CF Housing Differential (CFHD) Rates
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Previously Named Post Living Differential (PLD), the new "Military Housing Allowance" is now called the Canadian Forces Housing Differential (CFHD), which is redesigned to assist members in finding suitable housing at their destination Base. The CFHD is a monthly additional allowance (on top of salaries) which is based on a member's salary, rank and location.
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View the new 2025 Canadian Armed Forces Housing Allowance chart below.
*Credit www.canada.ca > Military Benefits. Effective 1 July 2023 - 2025. This website is not directly affiliated with DND
Answer cited direct from Gov of Canada :
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"The Canadian Forces Housing Differential (CFHD) policy is a sophisticated approach (inclusive of GBA+ analysis) with the goal of assisting CAF members in adjusting to housing costs in different locations within Canada. Thus, providing military members (when applicable) an equitable differential for housing costs when posted to a place of duty".
View Military pay, per trade, as well as other financial compensation and benefits packages for CAF members and their families :
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Pay of Officers and Non-Commissioned Members
Allowances for Officers and Non-Commissioned Members
Transportation and Travelling Expenses
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Previously named CAF PLD - Background
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Efforts to obtain a cost of living benefit for Military go back to at least the mid 1980s when the CAF surveyed selected Military locations and determined variations in cost of living (per Base) and the effects it had on Military & families Postings. In late 1990s the Parliamentary Standing Committee on National Defence and Veterans Affairs (SCONDVA) recommended and approved the implementation of PLD, making the allowance the first of it’s kind within the Federal Government of Canada.
Are these Housing Benefits taxed ?
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Yes, they are taxed. As a result, an increment is added when calculating the rates to offset the income tax paid on the allowance. This means the allowance involves marginal tax allowance for loss through taxation. Will PPLD be a taxable benefit as well ? Absolutely!
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Are you Posted ?
Questions on BGRS? click here
Questions on your HHT? click here
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Need a REALTOR that knows COS, HHT and BGRS Requirements?
BGRS Approved Realtors List here
Military Mortgage Experts here.
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